Homeowners ears generally perk up when they start to hear that mortgage rates are falling below their current loan rate. If you purchased a home within the last 10-15 years, you can almost guarantee that your mortgage interest rate is significantly higher than what is available in the market today. But…there are some additional reasons…

Your home undoubtedly will be the biggest purchase of your lifetime, so figuring out how much house you can afford is one of the first steps you need to take ensure that you are making the right purchase on the right home. With historically low interest rates, the good news is that you can get…